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Overview: West Bengal Chief Minister Health Scheme Yojana (Mukhyamantri Swasthya Bima Yojana)
West Bengal Mukhyamantri Swasthya Bima Yojana (WBMSBY) – also referred to as the West Bengal Chief Minister Health Scheme Yojana (WBCMHSY) – is a proposed health insurance initiative by the Government of West Bengal. It is designed to provide free, cashless medical treatment of up to ₹5 lakh to eligible residents of the state who are not covered under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).
The West Bengal Chief Minister Health Scheme Yojana aims to ensure that every eligible resident of West Bengal receives health insurance protection, either through AB PM-JAY or the proposed WBMSBY. After successful verification, eligible beneficiaries are expected to receive an WBMSBY health card, which can be used to avail cashless treatment without paying hospitalization expenses.
A major highlight is its nationwide portability. Unlike the earlier Swasthya Sathi Scheme (which was largely limited to West Bengal), WBMSBY beneficiaries will be able to access cashless treatment at Government and empanelled private hospitals across India – a significant step forward in healthcare accessibility.
More than 6.5 crore residents of WB are set to receive AB PM-JAY health cards. Residents not covered under AB PM-JAY are proposed to receive health insurance benefits under the West Bengal Chief Minister Health Scheme Yojana, ensuring wider healthcare coverage across the state.
Note: As of now, the Government of WB has not released the official notification, eligibility criteria, application process, or detailed operational guidelines for WBMSBY. The information available is based on public announcements. Once official guidelines are issued, complete details will be updated.
Summary of the Scheme
| Name of Scheme | West Bengal Chief Minister Health Scheme Yojana (Mukhyamantri Swasthya Bima Yojana / WBMSBY) |
|---|---|
| Benefits | Cashless medical treatment of up to ₹5 lakh |
| Beneficiary | Eligible residents of West Bengal not covered under AB PM-JAY |
| Nodal Department | Health and Family Welfare Department, West Bengal |
| Subscription | Subscribe here to get updates regarding the scheme |
| Mode of Apply | To be announced |
Highlights
- West Bengal Chief Minister Health Scheme Yojana – proposed health insurance for WB residents not covered under Ayushman Bharat.
- Provides cashless medical treatment of up to ₹5 lakh per family.
- Nationwide portability – treatment available at Government and empanelled private hospitals across India.
- Designed to complement AB PM-JAY and cover the remaining eligible population of West Bengal.
- Financial protection against hospitalization and major medical expenses.
Website: Health and Family Welfare Department, West Bengal
Customer Care: WB Health and Family Welfare Department
Phone Number: 33-2357-6000 / 33-2333-0100
Email: itcell.hfwdwb@gmail.com
Scheme Benefits
- Cashless treatment of up to ₹5 lakh for eligible beneficiaries.
- Health insurance coverage for residents not covered under AB PM-JAY.
- Treatment at Government and empanelled private hospitals.
- Nationwide portability – access to healthcare across India.
- Financial protection against hospitalization and major medical expenses.
- No out-of-pocket expenses for covered treatments at empanelled hospitals.
Eligibility Requirements
- The applicant must be a permanent resident of West Bengal.
- The scheme is proposed for residents who are not covered under AB PM-JAY.
- The applicant must meet the eligibility conditions notified by the Government of WB.
- Family details and identity verification may be required.
- Specific income or category-based criteria may be announced in the official guidelines.
Note: Detailed eligibility criteria have not yet been officially announced by the Government of WB and will be updated after the WBMSBY guidelines are released.
Required Documents
- Aadhaar Card of the applicant.
- Proof of residence in West Bengal.
- Ration Card or Family ID (if prescribed by the Government).
- Recent passport-size photograph.
- Aadhaar-linked mobile number.
- Any other document specified by the Government of WB after the official WBMSBY guidelines are issued.
Note: The Government has not yet released the official list of required documents. The above documents are indicative and may be revised once the WBMSBY guidelines are officially notified.
Steps to Apply
The Government of West Bengal has not yet released the official application process for the West Bengal Chief Minister Health Scheme Yojana. Once the scheme is formally launched, eligible residents will be able to apply through the process notified by the Government.
To receive the benefits of the scheme, eligible residents will have to apply once the official application process is released. The application is expected to be accepted through both online and offline modes, similar to AB PM-JAY. Applicants will likely have to submit the required personal details and supporting documents during the application process.
After successful verification, eligible beneficiaries will be issued an WBMSBY health card. Beneficiaries can use the health card to avail cashless treatment at Government and empanelled private hospitals across India.
Alert: Once the Government officially releases the application process, the complete procedure will be updated here.
Relevant Links
Contact Information
WB Health and Family Welfare Department
Phone Number: 33-2357-6000 / 33-2333-0100
Email: itcell.hfwdwb@gmail.com
Address: Health & Family Welfare Department, Swasthya Bhawan, GN-29, Sector-V, Salt Lake City, Kolkata – 700091
Frequently Asked Questions
What is the West Bengal Chief Minister Health Scheme Yojana (WBMSBY)?
It is a proposed health insurance scheme for WB residents who are not covered under AB PM-JAY, offering cashless medical treatment of up to ₹5 lakh. It is officially known as the West Bengal Mukhyamantri Swasthya Bima Yojana, and popularly referred to as the West Bengal Chief Minister Health Scheme Yojana.
What benefits will be provided under WBMSBY?
Eligible beneficiaries are expected to receive cashless medical treatment of up to ₹5 lakh at Government and empanelled private hospitals across India.
Who will be eligible for WBMSBY?
Permanent residents of West Bengal who are not covered under AB PM-JAY are proposed to be eligible. Detailed eligibility criteria are yet to be officially announced.
Will the health card be valid outside West Bengal?
Yes, WBMSBY is expected to offer nationwide portability, allowing beneficiaries to avail cashless treatment at empanelled hospitals across India, not just within WB.
How can I apply for the West Bengal Chief Minister Health Scheme Yojana?
The official application process has not yet been released. It is expected to be available through both online and offline modes once the Government issues formal guidelines.
Do I need to pay any premium under WBMSBY?
Eligible beneficiaries are expected to receive cashless medical treatment; however, the Government has not yet clarified whether beneficiaries will have to pay any premium under the scheme.
Is WBMSBY the same as the Swasthya Sathi Scheme?
No. The West Bengal Chief Minister Health Scheme Yojana (WBMSBY) is a new proposed scheme that replaces/expands upon the earlier Swasthya Sathi Scheme. The key difference is nationwide portability – WBMSBY will allow treatment across India, whereas Swasthya Sathi was largely limited to West Bengal.